Comments on: Home Refinancing Post Bankruptcy – Is It Possible?

By: Cartier sunglasses

Cartier sunglasses — Thu, 23 Dec 2010 04:28:53 +0000

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Mens versace sunglasses — Wed, 22 Dec 2010 10:56:55 +0000

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By: Laura Morton

Laura Morton — Fri, 27 Aug 2010 03:08:01 +0000

Home refinancing after a bankruptcy is possible. You might have to wait 3 years. You need to rebuild your credit and this takes some time. Also, the rate you get will not be the best.

By: James Mucci - Michigan refinancing

James Mucci - Michigan refinancing — Sat, 03 Apr 2010 19:49:07 +0000

Informative post, however the “modification” programs you mentioned are NOT refinance loans. If your fit into the modification programs then that means you can prove a financial hardship, that requires you to lower your payments to avoid foreclosure. A refinance is when you choose to get a new mortgage, with better terms than your current mortgage, and therefore you must qualify.

The home affordable refinance program does allow some borrowers to refinance up to 105% of their homes value, but if you are currently in a bankruptcy, you will not be likely able to qualify.

So if you need to reduce your payments die to hardship you may be able to modify your existing mortgage, if not maybe you can refinance. A bankruptcy will not likely affect your modification qualification, but you will probaly need to wait a minimum of 2 to 3 years after a bankruptcy to get qualified for a refinance.

James Mucci –
Michigan Refinancing Professional

By: bad credit auto loans

bad credit auto loans — Tue, 16 Mar 2010 03:36:54 +0000

getting bad credit card loan is not really hard to acquire these days considering lots of lenders grant these kinds of auto loans to opportunity seekers having less than ideal credit report. It is also one of many ways of rebuilding your credit, but to make that come to pass you should be alot more accountable when it comes to paying off your liabilities with the lenders.. Still you need to make sure that this company also give you guidelines on how to obtain the best deal, whether it’s a trade in or a new car deal.

By: California Refinance

California Refinance — Wed, 06 Jan 2010 04:30:31 +0000

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By: Joel Yeatts

Joel Yeatts — Sun, 06 Dec 2009 22:19:07 +0000

I like the way you think, this is a very good article. Bankruptcy is not the end of the road, people have to understan that it may take a while but if they are responsible and willing to work at it one step at a time then you can recover. Very well done. Thanks for putting this up.