Comments for Sareo Blog http://www.sareo.com Blogging about mortgage refinance, auto refinance and refinancing in general. Sat, 03 Apr 2010 19:49:07 +0000 http://wordpress.org/?v=2.9.2 hourly 1 Comment on Home Refinancing Post Bankruptcy – Is It Possible? by James Mucci - Michigan refinancing http://www.sareo.com/home-refinancing-post-bankruptcy-%e2%80%93-is-it-possible/2009/comment-page-1/#comment-22 James Mucci - Michigan refinancing Sat, 03 Apr 2010 19:49:07 +0000 http://www.therefinance.org/?p=17#comment-22 Informative post, however the "modification" programs you mentioned are NOT refinance loans. If your fit into the modification programs then that means you can prove a financial hardship, that requires you to lower your payments to avoid foreclosure. A refinance is when you choose to get a new mortgage, with better terms than your current mortgage, and therefore you must qualify. The home affordable refinance program does allow some borrowers to refinance up to 105% of their homes value, but if you are currently in a bankruptcy, you will not be likely able to qualify. So if you need to reduce your payments die to hardship you may be able to modify your existing mortgage, if not maybe you can refinance. A bankruptcy will not likely affect your modification qualification, but you will probaly need to wait a minimum of 2 to 3 years after a bankruptcy to get qualified for a refinance. James Mucci - <a href="http://michiganmortgageadvisor.com/michigan-refinancing-stages-of-the-loan-process/" rel="nofollow">Michigan Refinancing</A> Professional Informative post, however the “modification” programs you mentioned are NOT refinance loans. If your fit into the modification programs then that means you can prove a financial hardship, that requires you to lower your payments to avoid foreclosure. A refinance is when you choose to get a new mortgage, with better terms than your current mortgage, and therefore you must qualify.

The home affordable refinance program does allow some borrowers to refinance up to 105% of their homes value, but if you are currently in a bankruptcy, you will not be likely able to qualify.

So if you need to reduce your payments die to hardship you may be able to modify your existing mortgage, if not maybe you can refinance. A bankruptcy will not likely affect your modification qualification, but you will probaly need to wait a minimum of 2 to 3 years after a bankruptcy to get qualified for a refinance.

James Mucci –
Michigan Refinancing Professional

]]> Comment on Home Refinancing Post Bankruptcy – Is It Possible? by bad credit auto loans http://www.sareo.com/home-refinancing-post-bankruptcy-%e2%80%93-is-it-possible/2009/comment-page-1/#comment-20 bad credit auto loans Tue, 16 Mar 2010 03:36:54 +0000 http://www.therefinance.org/?p=17#comment-20 getting bad credit card loan is not really hard to acquire these days considering lots of lenders grant these kinds of auto loans to opportunity seekers having less than ideal credit report. It is also one of many ways of rebuilding your credit, but to make that come to pass you should be alot more accountable when it comes to paying off your liabilities with the lenders.. Still you need to make sure that this company also give you guidelines on how to obtain the best deal, whether it's a trade in or a new car deal. getting bad credit card loan is not really hard to acquire these days considering lots of lenders grant these kinds of auto loans to opportunity seekers having less than ideal credit report. It is also one of many ways of rebuilding your credit, but to make that come to pass you should be alot more accountable when it comes to paying off your liabilities with the lenders.. Still you need to make sure that this company also give you guidelines on how to obtain the best deal, whether it’s a trade in or a new car deal.

]]> Comment on Home Refinancing Post Bankruptcy – Is It Possible? by California Refinance http://www.sareo.com/home-refinancing-post-bankruptcy-%e2%80%93-is-it-possible/2009/comment-page-1/#comment-13 California Refinance Wed, 06 Jan 2010 04:30:31 +0000 http://www.therefinance.org/?p=17#comment-13 <strong>Mortgage News ...</strong> Exceptional stuff when it comes to you and your family's well being.... Mortgage News …

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]]> Comment on Why Refinance Your Mortgage? by Mike Lukjaniec http://www.sareo.com/why-refinance-your-mortgage/2009/comment-page-1/#comment-12 Mike Lukjaniec Tue, 15 Dec 2009 14:29:58 +0000 http://www.therefinance.org/?p=9#comment-12 Hi, Great Post!! I wish we had these options in UK. Regards Hi,

Great Post!! I wish we had these options in UK.

Regards

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]]> Comment on Home Refinancing Post Bankruptcy – Is It Possible? by Joel Yeatts http://www.sareo.com/home-refinancing-post-bankruptcy-%e2%80%93-is-it-possible/2009/comment-page-1/#comment-8 Joel Yeatts Sun, 06 Dec 2009 22:19:07 +0000 http://www.therefinance.org/?p=17#comment-8 I like the way you think, this is a very good article. Bankruptcy is not the end of the road, people have to understan that it may take a while but if they are responsible and willing to work at it one step at a time then you can recover. Very well done. Thanks for putting this up. I like the way you think, this is a very good article. Bankruptcy is not the end of the road, people have to understan that it may take a while but if they are responsible and willing to work at it one step at a time then you can recover. Very well done. Thanks for putting this up.

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